Fee Plan Options

WHAT IT COSTS

Pay no interest charges or late fees!

We've created great plans, targeted to the way you use your card, with no surprises.

Please note: These fees apply to new NetSpend Prepaid Debit Cards requested through this Web site.
The fees associated with other cards currently used by our cardholders may be different. To see the fees associated with your card account, log in to the online Account Center

Three Simple Plans: ACE Elite™ Pay-As-You-GoSM Plan ACE Elite™ FeeAdvantage™ Plan (Monthly) ACE Elite™ with Direct Deposit FeeAdvantage™ Plan (Monthly)
Card Purchase Fee Up to $9.95 Up to $9.95 Up to $9.95
Plan Fee N/A $9.95 $5.00*
*To be eligible for this optional fee plan, have $500 deposited to the ACE Elite prepaid card during one calendar month.
Signature Purchase Transaction Fee $1.00 each Included Included
PIN Purchase Transaction Fee $2.00 each Included Included

Balance Inquiry Fee

via toll-free number (automated service) $0.50 each $0.50 each $0.50 each
via toll-free number (Customer Service Agent) $0.50 each $0.50 each $0.50 each
at ATM $0.50 each $0.50 each $0.50 each
online Free Free Free
via Anytime Alerts™** Free Free Free

Bill Payment Fee

In addition to the one or more no-cost bill payment methods made available through third-party service providers, a full range of options and applicable fees appear at the Site.
Stop Payment Fee for Preauthorized Payment $10.00 each
Domestic ATM Cash Withdrawal $2.50 per withdrawal, plus ATM owner fees, if any
International ATM Cash Withdrawal $4.95 per withdrawal, plus ATM owner fees, if any
ATM Transaction Decline Fee $1.00 each
Overdraft Protection Service Fee (This optional program has Customer activation eligibility requirements.) $15.00 per occurrence

Tip: To avoid the ATM fees, you can get cash back when making purchases using your PIN at many retailers, such as grocery stores.

** Standard data usage or text message rates may apply. Check with your provider.

Add Money To or Withdraw/Transfer Money From Your Account:

(Applies to all Cardholders)
Direct Deposit Free
Add cash, checks or withdraw cash at a NetSpend Reload Network location Convenience fee determined by location
Instant Bank Transfer $5.95 each (deducted from the transferor's debit card account)
Bank Wire Transfer Free; transfer fees from the originating bank may apply
Account-to-Account Transfer via text message or online Free; standard text message rates may apply.
Account-to-Account Transfer via toll-free number (automated service) $1.00 each
Account-to-Account Transfer via toll-free number (Customer Service Agent) $4.95 each

Manage Your Account:

(Applies to all Cardholders)
Check or Additional Statement Mailing Fee $5.95 each
Additional Card Fee $3.95 each (standard Card);
$4.95 each (custom Card)
Lost, stolen or damaged Card Replacement Fee $3.95 each (standard Card);
$4.95 each (custom Card)
Account Maintenance Fee $5.95 per month (waived if Card has debit or credit transaction and/or balance inquiry within 90 days)